I have owned a two-unit apartment building for the last four years. I have month-to-month tenants in one of the units that started renting there after I bought the building. They have a clearly written agreement that states they are the only two tenants and no subletting or other tenants are permitted. However, we are about 90 percent sure that someone else has moved in for the last nine months. He never comes or goes and yet he’s there day and night, seven days a week. How do we prove it and what recourse do we have?

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search for : apartment building, subletting

Lack of communication is often one of the biggest complaints that many boards receive. Yet, good communication is a fundamental imperative of every homeowner association. If the board is to succeed with its objectives, it needs cooperation from the members. How is this cooperation best obtained? The board needs to identify priority targets to aim for. Hitting each target requires a process to achieve a positive objective that will improve the HOA.

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search for : homeowner association, HOA

Following the subprime mortgage market collapse, new loans are down, and lenders are turning back to safer - less profitable - offerings. But with tougher competition and a shrinking market, they’re getting a little more creative. In January, more than 60 percent of all mortgage loans were made to prime customers with FICO scores of 650 or more. Those customers most often go the traditional 30-year fixed-rate route - a simple, unsexy product that offers lenders little room to differentiate or to squeeze more profits out of their loans.

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search for : subprime mortgage, 30-year fixed-rate route

Recently buyers who were in contract to purchase a home in Oakland, Calif., asked the seller to credit them money in escrow. The money was to be applied toward repairs that were recommended in the course of the buyers’ inspections. The sellers were offended. They had agreed to sell for significantly less than their asking price. They weren’t inclined to make any further concessions. So they turned down the buyers’ request and told their agent to put the house back on the market. The buyers, realizing that they were buying the house at a fair price, removed their inspection contingency and the sale went through.

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search for : credit them money in escrow, inspection contingency

Americans, it seems, are rediscovering the pleasures of their own backyards. For many what was once a place for casual barbecues with friends has now become a full-fledged room with all the amenities of the indoors: gourmet appliances, light fixtures, cushioned furniture and even flat-screen televisions. In colder parts of the country, homeowners are putting in heat lamps and fireplaces so they can lounge outside almost any time of year.

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search for : backyard, barbecue

Recently listed is this one of a kind, 2.87 acre Waterfront Lot with a beautiful view of W. KERR SCOTT LAKE.

It features easy lake access and is dock approved.

The lot is alredy cleared and is ready for building your beautiful home.

Important for lake lots, the property has been “Perc” tested and approved for a septic system for a 3 Bedroom 2 Bath home.

$400,000 for this unique NC lakefront property.

Contact Greg Stikeleather, Broker, 704.880.5247 or email Greg at grstike@charter.net

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Thanks to abnormally low mortgage interest rates, home sellers had an extremely favorable “seller’s market” for the last few years. That means there were more qualified home buyers in the market than there were homes available for sale. Homes often sold in just a few days or weeks. Typical home sale prices appreciated 10 percent or more annually for the last few years in many communities. Since 2000, the average U.S. home has doubled in market value, according to the National Association of Realtors.

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search for : mortgage interest rate, home buyer